A successful retirement doesn't just happen; it must be planed for. Initial panning involves control of current assets and income through a budget process. Developing or proceeding with a systematical saving plan for the money you will need, making sure it is suitably invested has always been considered the next step. However, the majority now in retirement and those actively planning for retirement are not only underestimating the amount of money that will be needed, but allowing 10, 20 even 30% of income and invest-able assets to be transferred unknowingly and unnecessarily out of the family. With the decrease of invest-able assets because of wealth transfer many resort to chasing investments with higher rates of return and high risk often with disasters consequences. Once retirement starts, emphasis shifts to spending and safeguarding, but with continued wealth transfers compounded by volatile financial market and underestimation of required assets most retirement plans have little chance to be as effective or successful as planned.

Americans, particularly Baby Boomers, are more nervous about and unprepared for their retirement today than at any time in history. Though 401(k) balances reached an all-time “high “of $71,000—reetirement confidence has fallen to an all-time low. Even though the greatest challenge in retirement and probably your greatest fear, is outliving your money, most Americans spend less time planning their retirement than they do a vacation. It is never too late to start retirement planning, and it is never too early to refine plans you have already made.

Without professional financial help, you know your chances of “Stumbling Across” or developing a retirement program you desire and obtaining the success you know you’re capable of achieving is less than optimal. Planned Assets has the capability of guiding you to a successful long term plan.

We each get only a few opportunities in life to get on a higher path and Planned Assets will help you find your higher path—and guarantee you take consistent action to meet your retirement goals. Call or email us today, (888 270 9870 or This e-mail address is being protected from spambots. You need JavaScript enabled to view it. ). If you procrastinate or wait, the chances of you taking action in the future are very slim.